Digitize & Automate your Direct-to-Customer Lending
Seamlessly deliver your loans to customers via your own app and website – so you can serve new and existing customers with the speed, ease and convenience they expect.
of next-gen borrowers want a digital end-to-end lending process.*
* Mastercard
Digitize and automate your customer onboarding and lending processes
Effortlessly onboard new customers and serve existing ones with real-time access to your consumer and commercial loans – fully digitized, fully automated, always accessible.
Our white-label lending platform gives you all the components required to digitize and automate your lending and onboarding workflows – with a modular architecture that integrates with your existing tech stack and lets you choose only what you actually need.
What is Direct Digital Lending?
Digital lending through a bank’s direct-to-customer channels (app, website)
Serves both existing customers and new-to-bank prospects
Applies to both consumer and commercial lending
Seamlessly Integrates into Your Own Digital Channels
Bank App
Serve existing customers with pre-approved, personalized, in-app loan offers
Bank Website
Convert new-to-bank customers with seamless digital onboarding, automated lending workflows and real-time approvals
Without a digital lending solution
Manual loan processing & workflows
High delinquency rates
Manual new-to-bank onboarding (especially for SMBs)
Limited access to services outside business hours
Slow loan decisions
Missed opportunities in lending to existing customers
With a digital lending solution
Automated origination and disbursement across digital channels
Smarter, data-driven underwriting
Streamlined digital onboarding for consumers and businesses
24/7 loan access via website and bank app
Real-time approvals that meet customer expectations
Seamless digital access to tailored, pre-approved financial products
We Power Direct Digital Lending for Top-Tier Banks
The Jifiti team is genuinely a pleasure to work with – professional, approachable, and supportive.
Top 3 Bank in Spain
Why Partner with Jifiti for Digital Lending
White-labeled UX in your brand
Integrates with your existing systems
Includes all required third-party services (KYC/KYB, open banking, e-sign, etc.)
Full regulatory and data compliance (SOC2, GDPR, etc.)
Accelerated time-to-market
Robust, modular infrastructure
Seamlessly embeds your loans into any of your digital channels
Supports any consumer and business loan program
Built for scale across markets, channels & loan options
Full data ownership and risk control
One Modular Lending Platform to Power it All
Enhance your infrastructure with the components you need to power digital, automated lending:
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